Saturday, March 14, 2015

COST OF DELAYING YOUR SIP

People tend to procastinate and delay their investment.
1 maine main kya fark padega (What difference will it make if I delay by one month).
But look at the table,
 
SIP + Delay cost calculator
At a particular given fixed point of time in future … eg. Say at your age 55 years







Step 1 Monthly Investment …
5,000









Step 2 Investment Horizon in years
25









Step 3 Expectate rate of returns p.a.
15.00% End Value (payment at beginning of the month)








Step 4 Delay in starting SIP from today
1



Enter in Months …












Your End Investment Value, if you had started MF SIP today …








1,37,82,804









Your End Investment Value, if you delay you delay your investments…








1,36,18,209
















The cost of delay is … 1,64,595

















If you delay your investment by 1 month/s, you stand to loose Rs. 164595/-





in the end value of your investment …



















Another Perspective …






If you do delay your investment, then …












You would loose Rs. 38,350 in todays worth of money !!









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