Thankfully, due to constant mentoring and education, the regular sharing and mentoring is to ehlp my investors face periods of negative returns.
99% of my investors understand the POWER OF COMPOUNDING is via LONG TERM and Volatility is a part and parcel of the Investment Cycle
Here is one of my NEWER investors who started investing less than a year back and obviously needs lot of HAND-HOLDING.
He sent a screenshot of his investment and expressed his concern at the FALL.
Natural reaction and very understandable.
Here is my reply to him
Nobody likes to see their portfolio going DOWN but its essential to remember that these are NOTIONAL LOSS.
I will be like a SWAN and ensure that you invest only in the RIGHT funds.....Funds that suit your profile and horizon.
FROM JAN 2018 TO JULY 2018...
You would have missed the 700% RISE for panicking after a 10% fall!
Focussing on Businesses instead of Stock Prices and NAVs is a good thing, especially in Bearish Times.
Does it still make sense to continue?
Have my goals been reasonably provided for?
Are my goals still far off?
If your goals are still far away...it still makes sense to continue to stay invested (and in fact, add more) Small Cap and Mid Caps.
But, you need to think LONG TERM and worry least about the fluctuations.
If your finances allow, do SIP TOP-UP and even consider investing a One Time Lumpsum.
And, finally, at the cost of repeating, let me reiterate....
Fluctuations are inevitable and is a part and
parcel of Equities as with any other Business2.
Equities is NOT for Short Term. Never Was. Never
Positive Growth is a Given. Equities have
outperformed all other Asset Classes by a Reasonable Margin consistently. The
only problem is the accompanying FLUCTUATIONS. You have to Bear with it.
Constantly looking at your NAVs on a
daily/weekly basis will not make the NAVs go Up but your BP will definitely go
UP for sure.....Avoid looking at the same on a day to day basis5.
Stick to Asset Allocation. Stick to Good Quality
Funds. Invest with a Goal in Mind and in Funds which align to your Goal.
Dont listen to CNBC/ET NOW experts. It will only
make you nervous.
Treat the Falls as an Opportunities to buy more
units of Good Quality Funds at Lower Rates and reduce your Overall Cost of
Continue to have a Advisor who will Hand Hold
till you reach your Goal.
Also visit http:/http://https://t.me/MutualFundWORLD/