Saturday, November 3, 2018



DIWALI is the most loved festival in India...
Young, Old and almost everyone looks forward to DIWALI

The young look forward to Crackers
The Old look forward to Spending Quality Time with Family
The Middle look forward to Sweets
Shoppers look forward to the OH! SO TEMPTING OFFERS from Companies and Online Websites
And almost everyone looks forward to THE GIFTS!

Deepavali is a great time to have a serious look at your finances.
And, for me, personally, Deepavali has had a strong connection with INVESTMENTS coming from Equity Background (Muhurat trading, et al)

Since Deepavali (Diwali) is a BIG BIG festival, lots of advance planning goes into celebrating the festival.....

Things like...what to buy, what to sell, what to clean...whom to invite....where to go....what food/sweets to prepare, what new to bring home...what old to dispose of....

Likewise...our Life Goals too need to be planned in advance.
Almost everyone does plan for BIG ones like Child Marriage, Education, etc but tend to ignore the smaller ones like the Annual Fees, Replacing the Car, Upgrading to a Bigger Tv, etc....

These small things play a huge role in denting or improving your Financial position and hence DEEPAVALI (DIWALI) would be a good time to start Planning in Advance for these goals and make your life better.

In Fact, PLANNED SPENDING plays a huge role in improving our Financial Position dramatically. 

All Festivals, more so DEEPAVALI (DIWALI), start with Cleaning. All that “lets see later” things which we kept on Roof Tops and Corner of Room/Cupboard, come up for a Final Decision are either disposed off or kept in its proper place.

Likewise, every investment you do or have done should have a specific purpose and goal.
Maybe some are for Yearly School Fees,
Some are for buying Jewellery,
Some for Emergency,
Some for Buying Own House

There would be many investments which you would have bought due to pressure from your friendly neighbour LIC Agent or from your Bank Manager. They may be just for decoration purposes and not adding any value. 
You need to sit with your Financial Advisor and recheck whether the investment which you have continues to make sense and what role that investment has in your Life.

DEEPAVALI (DIWALI) is a festival of lights but is also of Crackers, especially with those having Kids at home.

Kids love playing with Crackers and being young, they tend to be bit careless about protection and we, as Elders, always, ensure that they are adequately protected with sufficient amount of Water nearby and keeping an Eagle eye on their movements.

Likewise, our Family too needs protection. Of course, almost every family will have a Life Insurance Policy but is it sufficient?
Many people buy Insurance only to save Tax and not to Cover their Life adequately.

DEEPAVALI (DIWALI) is a good time to sit with your Insurance Advisor and check whether the Insurance you have is enough to take care of your family in case of your absence.
At the same time, it is better to play more safe by having adequate Health Insurance

DEEPAVALI (DIWALI) marks NEW in many ways.
We buy NEW clothes, new appliances for our home, we even go to NEW places to enjoy.
Even NEW ways of Donation. Earlier we used to donate clothes but now its a trend to actually participate in some Social Seva including serving in Ashrams.
I truly appreciate this NEW thing.

Likewise, in Investment too, we need to be broadminded and be ready to accept NEW investment concepts.
Debt Mutual Funds is the NEW thing now...FDs are passe.
Gold Funds are the NEW thing now....Gold Chits are passe
SIPs are the NEW thing now.....RDs are passe


DEEPAVALI festival is well known for lightning of Lamps and Diyas. This banishes the Darkenss.
Likewise....Banish the Financial Ignorance from your life...
Keep reading the Articles, Tweets and posts from SRIKANTH MATRUBAI and empower yourself.
Join the BEST Telegram Channel on Mutual fund run by Srikanth Matrubai called MF WORLD.
Whats more...its FREE to join.....
Join today...Join now   http:/http://

Incorporate these things this DEEPAVALI (DIWALI) and have a BRIGHT future ahead.
Let there be no EMI in your life.
Your Investment should have grown so much that you should be in a position to buy everything with YOUR OWN MONEY.
Its possible. Its just a matter of smart planning.

May Devi Lakshmi bestow all readers of PROFIT PLUS with Prosperity and Wealth

I had written the above in KANNADA orginally which is published in the latest issue of PROFIT PLUS magazine.
Its been appreciated by many and I look forward to comments and feedback from you, dear readers.


Srikanth Matrubai,
Srikavi Wealth

Request all my Kannada readers to consider subscribing to the magazine PROFIT sure will be  very beneficial. I have attached the Subscription details

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